A lack of funds should never stop the do-it-yourselfer or a real decorator in need of a solution.
I bought four of these chairs for $10 a few years ago. With a bunch of elbow grease and a few dollars of paint I created a cottage/french country style set of chairs. I did splurge and have the cushions made. The piping trim on the cushions matches the curtains and wallpaper. I have more than a few misgivings about matching. This worked anyways.